Best Answer: your 401K will remain with your old company, unless they require you to roll it out of their plan. When you move, it is wise to open an IRA. You have two choices (neither will bright your day): 1. Pay back the loan in full. I don't know what the deadline is. 2. Don't pay back the loan and get hit with a 10. I just got fired , can I have my 401k ? - Can i get my 401k money if I lost my job?. Your 401k account is still yours and you should roll it into an IRA.